Combined Professional Indemnity & Public Liability
Comprehensive protection for your Professional Business
No matter how successful you are you always need protection against potential claims exposure and expensive litigation – a real threat in today’s business environment. In response to these issues insurers have provided a combined Professional Indemnity and Public Liability policy to provide comprehensive protection for your professional busines.
Professional Indemnity insurance provides comprehensive protection from claims for financial loss, bodily injury or property damage arising from the performance of your professional services. The policy will also advance defence costs to your business fund the defence of the claim protecting both your reputation and the cash flow of the business.
Public and Products Liability covers payouts, awards, legal fees and other expenses made against you by a third party as a result of a negligent action, resulting in personal injury or property damage to their property caused by you or your business.
Personal Injury cover includes:-
- Death, bodily injury, disease, disability and mental anguish
- False arrest, wrongful detention and malicious prosecution
- Wrongful evection
- Assault or battery
- Libel, slander, defamation of character or invasion to the right of privacy
Property Damage includes:-
- Actual physical damage to tangible property,
- The loss of use of tangible property which has not been damaged but cannot be used due to Damage to other tangible property.
Your Professional Risks Experts
McKenzie Ross employs experienced professional liability practitioners who will provide you with a comprehensive review of your Professional Liability exposure and provide a tailored insurance solution to suit your practice’s needs.
Local Knowledge, Global Reach
McKenzie Ross has the local knowledge to transact business with all of the major Australian professional liability insurers and underwriting agencies. However if adequate policy terms and conditions cannot be sourced in Australia then we can utilise our subsidiary company Prime Underwriting Australia Pty Ltd to approach the Lloyds of London insurance Market on your behalf.