- 1: Home
- 2: About Us
- 3: Commercial insurance
- 3.1: Business Insurance
- 3.2: Builders Warranty Insurance
- 3.3: Public and Products Liability Insurance
- 3.4: Entertainment and Event Insurance
- 3.5: Industrial Special Risks
- 3.6: Business Interruption
- 3.7: Strata Insurance
- 3.8: Commercial Motor
- 3.9: Contract Works Insurance
- 3.10: Structural Defects Insurance
- 3.11: Personal Accident Insurance
- 3.12: Tax Audit Insurance
- 3.13: Tools of Trade Insurance
- 3.14: Marine Insurance
- 4: Professional Risks
- 4.1: Professional Indemnity Insurance
- 4.2: Information Technology Liability
- 4.3: Management Liability Insurance
- 4.4: Directors & Officers Liability
- 4.5: Association Liability
- 4.6: Investment Managers Insurance
- 4.7: Employment Practices Liability Insurance
- 4.8: Multimedia Liability
- 4.9: Combined PI and PL Insurance
- 4.10: Medical Malpractice Insurance
- 5: Life & risk insurance
- 6: Domestic insurance
Total and Permanent Disability Insurance, TPD Insurance
- Life & risk insurance
- Total & Permanent Disability Insurance
Total & Permanent Disability Insurance
More commonly known as TPD, total & permanent disability insurance will pay you a lump sum if you can never work again due to an injury or illness.
Just think for a moment what kind of financial situation you would be in if you could never work again? Would you still be able to generate an income? Could you pay your debts? Could you afford the necessary medical treatment?
How much Total & Permanent Disability Insurance do I need?
Every situation will be different but a general guide can be to include:
- Enough to clear all debts
- At home caring costs
- Income replacement costs
- Medical costs
- Home renovation costs
- Property maintenance costs
Your Risk Insurance Advisors
At McKenzie Ross we tailor the advice to meet your individual needs. We deal with all the major life insurance companies in Australia and can find you the best deal for your current situation.
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