Business Interruption Insurance

Getting you back on your feet in times of crisis

The interruption to your business following a fire or other insured catastrophic event is often a more serious financial concern for your business than the actual physical damage to your property.

Business Interruption insurance covers consequential loss of profits and expenses as a result of an insured loss.

A 'must have' for all business

Studies conducted by the Insurance council austral indicate that over 50% of all SME's which suffer a major interruption without an appropriate level of Business interruption will cease operation within three years of the interruption occurring.

When your business cannot operate or is operating at less than 100% after a major event you will continue to incur costs associated with your business. Business Interruption Insurance can cover the costs of:-

  • Mortgage & Rent,
  • Utility costs
  • Costs involved in fitting out a new premises
  • Payroll - to help you retain key staff
  • Increased costs of working

Getting back on your feet may take longer than you expect, this is where the selecting the correct Indemnity Period in business interruption insurance is critical, it takes time to rebuild and repair but also to win back customers you may have lost while your business was unable to operate.

Your Risk Advisor

McKenzie Ross is an insurance broker specialising in advising company's on their business risk. We can provide you with a comprehensive review of your business including business interruption risk and through our extensive reach in the Australian and international insurance market provide a tailored business interruption insurance solution to suit your company's needs.

Business Interruption Brochure

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Specifically designed to protect Private companies and their directors, Management Liability Insurance this product covers:

  • Corporation (Entity) Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Superannuation Technology Liability
  • Corporation Crisis (Public Relations cost) Cover
  • Statutory Fines & Penalties Cover
  • Fidelity/Crime Cover

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